Habstone

The People Designing Capital as a
Regenerative Force

Bert Vanelderen

President & CEO

As CEO, Bert brings over 25 years of leadership in credit, collateral, and capital markets across London, Singapore, and Hong Kong. He has raised $700 million and designed low-risk collateral frameworks that strengthen capital resilience and improve execution certainty. He advises ultra-high-net-worth families, private banks, and governments, building trusted long-term relationships and delivering innovative, fit-for-purpose solutions. Known for strategic foresight and disciplined execution, he leads with clarity in complex financial environments.

Olga Morozova

Chief Operations Officer
(COO)

Olga brings over 20 years of operational leadership across the Middle East and Africa. She has built functions from the ground up, led cross-regional teams, and delivered measurable results through operating  model design, governance, and controls. With deep expertise in procurement and digital transformation, operational excellence, and
compliance, she drives execution discipline, performance optimization, and institutional readiness. Known for accountability and operational discipline, she strengthens Habstone’s platform as we scale.

Christopher Frantz

Chief Finance Officer
(CFO)

Christopher is a finance and energy executive with 20+ years spanning renewable and traditional sectors. He has raised $85M for water, solar, and biofuel initiatives and structured private funds, renewable credit transactions, and M&A. His expertise bridges finance and legal execution, covering environmental permitting, commodity offtake and sales, and the structuring of tax and carbon credit mechanisms. Known for disciplined delivery in complex environments, he leads fundraising, integration, and end-to-end project execution to bring capital-ready projects to completion.

Vesa Renfors

Chief Investment Officer

Vesa brings a blend of institutional investment discipline and operational execution, with 15+ years across global investment banking and asset servicing. He leads capital strategy, portfolio thinking, and risk-aware decisioning while also driving the operating cadence required to deliver transactions and scale investable platforms. Working across AI, Energy, MedTech, and Sustainability, he aligns founders, investors, and industrial partners into executable partnerships. Known for rigorous governance and hands-on delivery, he structures capital, runs deal processes end-to-end, and builds repeatable systems for long-term value creation.

Viljar Kähari

Chief Legal Officer
(CLO)

With 26 years in financial services law, Viljar advises on fund structuring, licensing, and capital transactions. Co-founder of PwC Legal Estonia, he built one of the country’s largest law firms, advising banks, fund managers, and FinTechs across the EEA on licensing, AML/CTF, and cross border regulation. He brings deep expertise in alternative investment funds and anchors Habstone’s legal and regulatory strategy, including its FSRA Category 3C authorization pathway.

Marianne (Yani) Amores-Dutta

Co-Founder, Chief Regenerative Officer (CRO)

Yani is a top-ranked Architect, Master Planner, and Regenerative Design expert with a strong track record in systems-based planning and large-scale development. As founder of The Regenesis Project, she leads regenerative initiatives and advises local governments. She has shaped national frameworks in Singapore and applies Permaculture, systems thinking, and nature-based solutions to bridge design, policy, and action for transformative change.

Alan Wepener

Chief Risk and Compliance Officer
(CRCO)

Alan is a Governance, Risk and Compliance Senior Executive with 20+ years in investment banking, asset management, and digital assets, including leadership roles at JP Morgan, PIMCO, and CEX.io (Managing Director, Chairman). He’s a certified AML specialist with an MBA in Strategic Planning, and expertise in derivatives trading, crypto, portfolio management, risk and compliance. He has held SMF1, SMF16, and SMF17 designations from the Gibraltar Financial Services Commission (GFSC) and was appointed “Representative before SEPBLAC” by the Banco de España.

Ryan Fitzgerald

Chief Technology Officer
(CTO)

Ryan brings deep expertise in cybersecurity, fintech, and AI-driven platform architecture. He has deployed security infrastructure and compliance frameworks for SMEs and architected a FINRA-compliant, voice-first financial intelligence platform for wealth advisory firms. He leads platform architecture, AI systems strategy, and the development of the proprietary Systemic Impact Index (SII), converting regenerative field data into investment-grade intelligence. Known for secure-by-design thinking and pragmatic execution, he builds scalable systems that meet regulatory standards while enabling advanced analytics and decision support.

Viljar Kähari

Chief Legal Officer
(CLO)

With 26 years in financial services law, Viljar advises on fund structuring, licensing, and capital transactions. Co-founder of PwC Legal Estonia, he built one of the country’s largest law firms, advising banks, fund managers, and FinTechs across the EEA on licensing, AML/CTF, and cross border regulation. He brings deep expertise in alternative investment funds and anchors Habstone’s legal and regulatory strategy, including its FSRA Category 3C authorization pathway.

Krista Vandersmissen

Chief Administrator

Krista brings 28 years of public administration leadership in Belgium, with senior responsibility across economics, traffic, and road safety functions. She began her career in federal foreign affairs and has since led complex, multilingual operations with a strong record of institutional continuity and trusted execution. Her strengths span office and personnel management, partner relations, governance support, and high-discretion stakeholder coordination. Fluent in Flemish, English, and French, and proficient in German, she operates effectively across international and cross-cultural environments.

Brian Fitzgerald

Co-Founder, Chief Marketing Officer
(CMO)

Brian brings 15+ years at the intersection of marketing, strategy, and technology, leading digital transformation and performance-led growth across industries. He builds go-to-market strategies that translate complex ideas into clear positioning, compelling narratives, and measurable demand. With experience as a marketing leader and creative director, he aligns brand, product, and commercial priorities—turning vision into execution across campaigns, content, and digital channels. Known for sharp messaging and tech-enabled storytelling, his work consistently drives engagement, pipeline, and durable brand equity.

Olga Morozova

Chief Operations Officer
(COO)

Olga brings over 20 years
of operational leadership
across the Middle East and
Africa. She has built functions
from the ground up, led
cross-regional teams, and
delivered measurable
results through operating
model design, governance,
and controls. With deep
expertise in procurement
and digital transformation,
operational excellence, and
compliance, she drives execution
discipline, performance
optimization, and institutional
readiness. Known for
accountability and operational
discipline, she strengthens
Habstone’s platform as we scale.

“I absolutely love my the new modern living room! The clean lines, a neutral tones, and minimalist interior create such a calming & stylish atmosphere. Highly recommend their modern interior design services!"
Morgan Dufresne Company owner
“A wonderful experience! They knew what they were doing and were incredibly knowledgeable throughout the process.”
Olivia Peterson Co-founder